Good advice. I was planning on renting in a different area each year to get a good feel of each area. I actually don’t mind HOA as they can minimize people who don’t keep up the outside of their place. Cookie cutter homes can be a negative though. I’m actually a liberterian and I trust big government everywhere to do what comes naturally to them and become overly intrusive into people’s life. Cali, unfortunatly, is a good example, in my opinion, of just that. (no schools buses in some areas, mandatory recycling, high taxes, no screening of students for citizenship so scant resources go to US citizens rather…). But, you take the positive with the negative in life…… The reason I think that I would like coronado so much is it has the village concept with good schools and smaller mom and pop stores. I stayed in la jolla a few years back and loved the sea side but did not like the busy roads and lack of a community feel. Blackhorse, in northern la jolla, looked interesting though. What do you folks think about the blackhorse subdivision?