From all the comments, it’s probably a good time to take that time off now if you can afford to.
Another thing to consider is if you’re financially ok for a while, you might consider doing a Roth IRA conversion while you are in an extremely low income tax bracket assuming you can pay the taxes out of your savings (I am assuming you can). I did that when I took some time off and you probably won’t see this income tax rate again…
Again, your specific situation may not make this worthwhile depending on when you stopped working and how long you take off, but it maybe possible to do conversions with 0 tax if you convert a small enough amount (or at least fall in the 10% bracket).
