[quote=FlyerInHi]The concept of working for negative income bothers me.
How about just saying expenses exceed income? That’s not just specific to child rearing.[/quote]
No, because the purpose of taking that second job is supposedly to earn more income, and the additional expenses are directly tied to working the second job. It’s literally working for negative income.
The sad thing is that so many people are financially illiterate, so they aren’t even aware that they’re doing it. You have no idea how many people I’ve known who never run numbers for things, not for housing, jobs, moving, investments, etc. All of their financial decisions seem to be based on emotions or they just follow trends and do what they’re told. It’s very scary when you think about how many people out there are doing this because their decisions affect the rest of us, like when housing (and other) prices are driven up by the biggest risk-takers who have the least to lose.
