[quote=FlyerInHi]. . . Not sure what your problem is. Sounds like you drive over state lines a lot and you want a comprehensive national plan… If those are more expensive, then you need to pay. Sorry, life is not all about you.[/quote]I DID have a PPO with a National network of providers prior to obamacare, for 43% of the cost of my current plan. I didn’t need obamacare to come in and cause my carrier to leave the state and then double/triple my premiums for a chopped-up thinner-local-network plan. Everything was fine … much better than it is now because I had way more (local) providers to choose from and felt secure in the plan and not in fear of being “bumped off of it” involuntarily (which has now happened to me 3x with my exchange plan). In addition, while on my pre-ACA plan, I didn’t get “surprise” bills for out-of-network services which my providers chose for me (not knowing they were now out-of-network for me) i.e. lab/x-ray.
Lots of people prefer PPOs and we should have more than one carrier to choose with which to purchase them from. The ACA in CA has created a monopoly for PPO plans (by region).