I agree with you about many of these deadbeats living stressful lives. Unfortunately, they often make very poor decisions in many areas of their lives…which leads to foreclosures, bankruptcies, etc. Having seen more than a few of these types, it becomes more and more obvious that some people have poor decision-making skills, and all too often, they still don’t learn from their mistakes.
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In contrast, look at what UCGal is doing. She has long-term goals, and makes sure her short/medium-term plans align with these longer-term goals. She wisely plans to have a paid-off house in retirement. How many people did we hear of during the bubble who were getting 30-year mortgages when they were in their 60s? 🙁
