Sometimes when people try to outsmart the system, they end up worse off. Those awesome returns always look great in hindsight, but only if you hit they at the right time. What if your timing is off.[/quote]
Flu, you keep harping on this subject. For myself, I do not want to be locked into much of anything right now that is not liquid, if I decide to buy an “asset” I can do it that day. No offense on this timing thing, but you have re-fied how many times? And rates are still low.