[quote=flu]I would consider talking to your auto insurance and asking how much a $0 deductible comprehensive would be and a $250 deductible collision would be…
For my old Audi, changing from a $250 deductible comprehensive to $0 and changing the collision from $500 to $250 deductible costs me an extra $40/year. And it works out great because I have a crack on my windshield from road debris flying on the freeway… The windshield costs about $250, so I now won’t be paying for it ..Doubly nice that insurance co’s can’t raise rates because of comprehensive claims. I dropped the rental car reimbursement and saved $30/year because I have more than one car…If it isn’t my fault, then the other person’s insurance has to pay for the rental car anyway…[/quote]
Thanks, flu! I’ll find out what the difference is for $250 and $0 ded. My policy will be up for renewal again before I am planning to head out on the road.