[quote=flu]How the heck are you folks getting a 12% tax rate on fed. Mine is close to 19% and that’s with itemized deductions.
I must be doing my taxes wrong[/quote]
No, your taxes are the taxes of a person with high income.
UCGal is working the plan to have more life without realizing income. It’s the financial independence plan, you greatly simplify your life if you figure out how to happily live on less income.