[quote=flu]… I pay for my health care insurance, both as being a w2 employer who provides my health care, and also by my supplemental insurance policy that I bought and paid for myself, and yes with the high deductibles and the high premiums I pay more for insurance than the insurance companies pays the treatment facilities. But it’s still worthwhile to pay for the insurance because they, as a private entity, negotiated the rates with the hospital and doctors….[/quote]
flu, even though I have a $5K/$8K HDHP and no supplemental policy, I agree that it is still worth it to pay the premiums for the negotiated rates alone.
