First, I think jpinpb gave WAY too much credit to people who are maxing out their credit cards. People dont max out their CC’s in some awsome plan to screw the banks. There is usually no scheme to try to get something for nothing.
Rather, they have grown accustom (or believe they should be accustom) to a certain lifestyle. Smaller cars are not as safe as big luxery cars, and dont drive as well. Who cares if they have to drive something that gets 15mpg, and they have to drive 60 miles one way to get to work and kids soccer games and the mall and …… Transportation that is easily affordable is a basic human necessity. Organic food is widely believed to be healthier than normal food. Starbucks coffee tastes better than home brew and is less stress. Living in certain neighborhoods is safer and less likely to make you a victom of crime than other neighborhoods.
So shouldnt people make sure they are safe, healthy and not overstressed and hurried? That is all they really want! To be safe, healthy, and low stress. Now if they cant afford those basic human “rights” then that isnt really their fault now is it? It is the employeers and greedy CEO’s who wont pay a fair wage that keeps them safe, healthy and low stressed so they can get even richer on the backs of “normal” people. (welcome to the far left wing economic view point.)
We keep bailing them out cause everyone should be safe healthy and happy and who but those that have the right to feel that way can make that decision? If you can make sacrifices, then great. But no one should have to, you know, choose between safety and health because their income doesnt go far enough. THat just isnt American.