fat_lazy: I got the standard stuff but nothing special. To summarize all the “incentives”, I got:
– slightly >40K towards stuff
– 20% kickback from realtor
– standard 8K for going with pardee lender (wells fargo)
– 6.125% (i paid 0.5 pt, so -6K) 30yr fixed (IO option for 15yr)
– I made them “undo” some of the upgrade items, such as glass closet doors. (but i know for sure that they won’t convert a bonus room to bed room/loft)