[quote=Escoguy]15 years ago (when I was 30) I picked a GP who is a few years younger than me as I was thinking long term. We are both in our 40s now, I do realize if I stay here, I will likely need to change doctors in 20 years or so when things start to get really interesting.[/quote]
Escoguy, I don’t know if you are aware of this, but many (most) physicians AND attorneys (if they are any good at all) work until they have one foot in the grave … SS payments be damned.
It doesn’t behoove this set of professionals to attempt to keep their salaries low to qualify for SS (or full SS) if they are still healthy enough to work (or at least have their “finger in the pot” teaching class, acting as an “expert witness” or an “of counsel” for a law firm, sitting on boards and running charity functions) :=D