Your comments above are an example of you accepting responsiblity for your decisions and the recognition that you are where you are right now as a result of your decisions. You are looking inward for your answers. You are not dwelling on the external factors in your life or deferring your personal responsibilities to others.
That’s indicative of no small amount of emotional maturity. If everyone behaved in similar fashion this film would have never been made due to lack of subject material.
One more thing – as long as we’re talking about karma and the universe, it’s my understanding that acting with compassion can be interpreted as not depriving individuals of the opportunity to experience and learn from the results of their decisions.