[quote=doofrat]From what I understand, it has limited available funds.[/quote]
Nah, I’m not worried about that. That’s why the California Earthquake Authority was created after the Northridge Quake. Earthquakes are highly localized events, but the risk pool is geographically diverse.
And it’s pretty cheap. I’m paying < $250 for our primary residence and under $200 for each of the rentals. The premium on the rentals of course is deductible.