Don’t know much about that area really, but in general I would recommend finding a small builder (or Spec, home in older neighborhood), That way you may be able to avoid the MR and if luckily the HOA as well and still get a newer designed home.
I have seen small builder next to the larger development (KB/LEN/Toll etc…) that go to the same schools, still walk to same parks etc.. but have no MR or HOA and sell a lot of time for a better price even (better quality of home as well).
One side of street 3K a year MR/ other side of street no MR, not fair ? maybe.
