dharma, Yes I think people will be shocked and is something that SHOULD happen. Its become way too easy to be irresponsible and not even question the morals or ethics of it- hey everyone else is doing it and our capitalistic society supports it. I’m tired of taking on everyone’s else’s poor decisions in the form of higher consumer costs that get passed on as well as taxes.
There are WAY too many people who are very comfortable having 10K in credit card debt who make a decent living, but really enjoy going to Bloomie’s or Saks and blowing a grand to relieve stress…might I add that these are men! Time for a reality check is long overdue.