Cyphire – It sounds to me like you have done well with your money. I have been working in a similar manner with the whopping majority of my money in money/markets, and CDs and a small percentage in some stocks. I have lots of wishes while reading about all the people making money on shorts and such. One thing that always makes me feel better is when old Ray Lucia says that one of the objectives of making money is not losing the money you have. Anyways the bond rally could be a harbinger of thoughts that yes a recession will be coming thus locking in rates now is not a bad idea. I don’t really know as I am nowhere near being an expert. If your broker has done well for you in the past I doubt there is a reason to question his judgement now.
