[quote=Coronita][quote=plm]By cashing out my trading account, I meant doing it slowly not all at once, first 80K in long term capital gains is tax free each year. And even if I need more each year, its only taxed at 15 percent. Now if only the plan for CA free health care passes, my expenses will drop considerably.[/quote]
“I retired at 50, went back to work at 53, then had a major medical issue that left me unemployed – ‘There’s no such thing as a safe amount of money’ for retirement”[/quote]
Not much you can do to prevent major medical issues. But not going back to the office and getting exposed to Covid and retiring so you have time to exercise again actually makes more sense to avoid medical issues.