Your comment about the kids is very true. You really feel more pressure to buy when you have kids and can physically see them growing…and realize this time of life isn’t going to last forever, unfortunately. Losing out on a little money won’t really matter as much (as long as you can easily afford the house over the long-term) when you want to have your “own” house in which you can raise your children.
The govt really has worked against those who wanted to be responsible and stay out of lots of debt, but there’s not much any of us can do about it at this point.
Hope you and your family have many, many years of fun and loving memories in your new house. Enjoy!
