Congrats flu… I see paying off your primary as a true life achievement… And one that should be celebrated. I was stuck with a 4.75 30 year from 2010 (wasn’t able to refi due to working overseas). I paid it off in 2013 and sleep better at night knowing I own my home and worst case have to come up w property taxes and basic bills to provide my family with shelter in a beautiful part of the world..
It’s been a big sacrifice working in the Middle East but achieving this goal made it all worthwhile. I just wish the market wasn’t so inflated so I could pick up another steal…
The true financiers amongst us will say that the money would have done better in the markets… And they’re probably right … But I prefer to own my home as a first order priority and will now put aside any excess cash for a market crash or the next big buying opportunity.
