You’re getting a little sympathy here, but less than you want. I think most of us see the possible fraud committed against you, and we hear and understand your protestations of naivete and complete innocence.
But we can also see that, no matter how naive you claim to be, you had to have known that you were entering into an arrangement to extract gains from an asset you couldn’t afford to buy through normal, honest and prudent means, and you were doing so with absolutely no plan to pay for losses.
Furthermore, many of us who play by the rules of personal financial responsibility understand that we are victims of your actions or similar actions of others like you. Home prices became unaffordable for us because of people like you signing fraudulent applications for “stated income” loans and other loans that they couldn’t afford to pay unless they were lucky enough to sell the home for more money to someone else in the future.
If a bank robber caught in the act was being led away in handcuffs, and was shouting that his leader had lied to him about his share of the take and that the leader should be put in jail for it, and I knew that his leader had lied horribly and criminally to him, I would have about the same sympathy for the bank robber as I do for you.
