[quote=carli]I have many years experience in executive positions for large health insurance companies, including those mentioned in this post (try not to hate on me because of it). I can tell you from direct experience working with senior actuaries and their very detailed claims data, being involved in many board room discussions where management is analyzing this data and debating whether or not to pull out of markets, that basically everything SK in CV is stating is accurate and most everything bearishgurl is stating is completely inaccurate, false and made up in her own mind with no apparent basis in fact whatsoever.
Bearishgurl, I guess if you like spending your time posting your random opinions and made-up speculations, you’re free to do so, but please either clarify that these are your opinions, not facts, or stop posting about the health care/insurance/CC topic because your statements couldn’t be further from the truth. It’s a huge disservice to readers who see your posts on this important topic, especially if they’re unfamiliar with the details of the subject (as most are, since it’s such a complex one) and may mistakenly view your speculations as facts. Please stop. Thank you.[/quote]My main beef has always been with the state exchange and how it operates, NOT with the carriers themselves. In CA, it treats its enrollees horribly. If you have no experience being a customer on Covered CA and live in CA, then you cannot possibly know what we go thru on a monthly (and even weekly) basis. If you have coverage through work, you cannot possibly know what it is like not have choice because your state individual marketplace has been decimated by the inception of the ACA.
