[quote=CardiffBaseball] . . . BTW my wife went Stage 4 earlier this year with Mets to the spine. My company plan went to this excruciatingly high-deductible type plan where our max out is now 9000 on top of about 5k in premiums and of course you do get nickle-dimed on stuff. Seems like I always make just enough to avoid deducting medical expenses, but with all the gas and tolls to MD Anderson downtown, it takes a toll.
The thing is my youngest is 16 now entering his Jr. year and she’s going to fight as long as she can she wants to see him graduate, much like the post above. The worst thing is she’s continued to work but we are looking at how she can opt out of that. Certainly if another Bone Met comes along she’s got to file for disability and get out of there. (her working pays for the child’s HS however). . . [/quote]
Cardiff, my heart goes out to you and your family. My sister was able to work until the experimental stuff she tried as a last-ditch effort did her in (<3 mos before she passed). She had enough terminal leave to cover her premiums for the following two months and a week of hospice care. She only stayed (carrying her "fanny pack" of poison every day and then 2-3 days per week) because she was the COO of an entire division and felt indispensable but I think her employer would have understood if she had decided to go out on disability. I was with her when she decided to spend over an hour talking to her colleagues all over the country on speakerphone to say her final thank yous and good-byes just six days before she passed and I had to leave early on because I just couldn't handle listening to all these grown men and women lose it in between laughing and recounting memories with my sister.
Her employer arranged their own memorial service for her in which over 500 of her present and former colleagues, contractors and vendors came from all over the country to pay their last respects.
You were wise to put your spouse on your company plan even though she may have access to her own coverage. This will give her more flexibility in how to spend her precious time going forward.
Your son will be okay, even if he has to finish HS at a public school.
Hang in there, Cardiff. I'm thinking of you and your family and I'm sure many other Piggs are too 🙂
