Cardiff sorry to hear it, I hope for you family she gets to enjoy graduation.
I think some of the bigger insurance groups, like Blue Shield will survive, they’ve got very good actuarial processes to estimate what they’re getting. Kaiser priced themselves out of playing, but that was intentional, whether it’s a cynical we don’t want the first year cost or a realistic knowledge of the capacity of their network or both is TBD.
Me personally, I think some of the smaller ones (and many winners of the covered plans are smaller), may find themselves swamped, they’re really looking at explosive growth. The big opportunity and big risk.
You’re in a tough spot, really needing stability and flexibility.
Unfortunately, starting this year, for those under 65, the medical deduction moves up to 10% of AGI.
