[quote=CA renter]Tell me about it, BG. The debtors we’re fighting drive much newer, fancier cars than we do. One is an Audi. :([/quote]
What galls me is the appointed trustees for both Chapter 7 and Chapter 13 debtors are so overwhelmed with debtor “clients” that they have to ask the debtors in court stupid questions such as “What is the status of your mortgage(s).” Since Notices of Default and Notices of Sale are public record, they should only ask that question if there is no public record and also no public record of cash-out refi, 2nd TDs and 3rd TD’s, etc. If there is clear evidence of a debtor’s cash out and HELOCing, they need to put these debtors on the spot and ask pointed questions of the debtor while they have them (and the judge) in the same room. The majority of these individual debtors don’t have attorneys and have just filed their own BK or had a paralegal service do it.
