There may be some circumstances where divesting a retirement plan “might” be required. They “might” require you to name your first child Earwig. The latter is only slightly less likely. But lenders do not have a an absolute rule that requires divestiture for all mods. I haven’t dealt with all of them, but enough to go out on a limb and say that no lenders have any requirements for all loans even vaguely similar to that.
