[quote=briansd1][quote=bearishgurl]
For an employer, it’s w-a-a-a-a-y cheaper to pay the “penalty” of $2,000 per employee annually than provide health insurance (beginning in 2014). I predict the majority of employees will take the cash and NOT get health insurance.
[/quote]
Employers don’t have to provide health insurance now.
They will be penalized for not doing so in the future. So employers will have the financial incentives to provide insurance.[/quote]
I don’t think $2,000 per employee is an “adequate enough” penalty to cause an employer (who otherwise wouldn’t or can no longer stay in business if they did) to provide health coverage to all their workers.
[quote=bearishgurl][quote=briansd1]This is what has been going on with uninsured motorists in CA for many years who are “supposed” to have “mandatory” liability coverage. We don’t jail persons who owe fines in CA.[/quote]Uninsured motorists are much less of a problem these days.[/quote]
You must not drive too much in South County. Last time I looked at the minimum liability insurance limits in Mexico, they were $3K total (property damage AND medical payments) per vehicle, assuming the Baja driver actually HAS insurance :={ There is no check of a current auto liability coverage at the border crossings on vehicles entering the US.
The problem of uninsured motorists is well documented in California. A 1995 zip code level survey by the California Department of Insurance found that 28 percent of drivers in that state were uninsured, totaling roughly 5.8 million vehicles statewide. In Los Angeles County, the
figure was 37 percent, and in San Francisco it was nearly 33 percent. Certain zip codes had exceptionally high-uninsured motorist rates. Some areas of Oakland and south central Los Angeles, for instance, had an uninsured motorist rate over 60 percent, while other zip codes in Los Angeles and San Diego had rates in excess of 90 percent.
[quote=briansd1]Vehicle registration is automatically canceled when a car in uninsured.[/quote]
So what. This doesn’t prevent their owner(s) from getting in and driving. “Uninsured motorists” are not on law enforcement “hot lists” like stolen vehicles are. They have enough to do without policing uninsured motorists.
[quote=briansd1]Insurance companies report electronically to the DMV.[/quote]
