“as soon as it becomes the worst place to invest in”
xlf, hbs, banks, etc are already the worst place, why aren’t you dca into those now?
face it, you’re talking a bunch of gibberish. everyone knows that you have to “be right in order to be right”, making meaningless statements like “if you’re in it for the long term” or “last thing you want to do is sell” is exactly meaningless. since you’re not currently picking up hb’s and fincs, you obviously have some inkling of a clue.
you didn’t happen to just buy an ocean view investment property with cash, did you?