[quote=BillS78][quote=cabal]If you don’t mind further sharing…
– Have you received pestering calls from bill collectors?
– What has happened to your credit score?
– Who is your lender?
– Are you current on property taxes?
– Are you concerned about qualifying for another mortgage?
FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.[/quote] – I had a lot of calls in the first few months and that was when I thought a NOD would be sent out, then almost nothing for a while, more calls again last summer/fall and then nothing again.
– My FICO has dropped slightly but that’s due to canceling some credit cards. I’m still in the high 700’s.
– I’m not mentioning my lender, I don’t need bitter crazies from here trying to track me down.
– I think so, you’d have to ask my lender. My property taxes are included in the monthly payment. If they weren’t being paid it seems like the county would have taken the property by now.
– I’m not at all concerned, just want this taken care of by the end of next year. I’m thinking of taking a year to travel around the world or maybe join a band and go on tour one last time.[/quote]
I’m stunned you credit score hasn’t been compromised because it means you are being reported to the credit agencies as current? If you have a recent credit report, I would be interested in seeing how your lender is reporting your payment. For people undergoing 3 month loan mod trials, I’ve read the reduced payments are reported as 90+ days late, resulting in a 100+ point debit to their credit score.
