BG
For the record, in my community mostly built in the last decade which has both MR and HOA fees is a very STABLE comunity of more than 1000 homes with very FEW distressed properties and 2 or 3 young children in almost every home UNLIKE the central located communities you seem to think are the only rational choice. The API scores of the school kids walk to are above 950 and there is no issue of it being impacted. Its walking distance to restaurants, stores, parks and markets and less than 5 minutes from beaches that are among the best in SD.