BG, you stated, “If you have no experience being a customer on Covered CA and live in CA, then you cannot possibly know what we go thru on a monthly (and even weekly) basis.”
Yes, I am a resident of CA and yes, I have experience being a Covered CA customer so I do know what “we” go through. I have had all types of coverage (employer-sponsored, COBRA, Covered CA, etc) and have been tasked with designing health plans, selling health plans, discontinuing health plans, rating health plans, etc, etc over my 20 plus years in the industry.
It’s a waste of time (and could be detrimental to others’ understanding of the ACA and Covered California) to encourage you to keep going with this discussion so I will not engage you further.
As SK in CV said, your statements don’t even qualify as opinions so I will just leave them as wild speculations and inaccuracies. Feel free to continue to make stuff up, but I’m not interested in taking part in that kind of charade, and more importantly, I hope other readers will disregard your statements as the complete inaccuracies that they are (never mind that they’re also obviously bigoted and biased).