[quote=bewildering]
AFAIK the limit in San Diego is $562,350 not $417,000
Are you buying in San Diego?[/quote]
I thought < $562k would before fully conforming, too, but it appears not. HLS will be the expert on this but, after looking into it, I think the hard limit actually applies to Fannie/Freddie and that other lenders just mostly fall in line. There are higher Fannie/Freddie limits in San Diego, but I can see how the higher limits would come with a bit of an interest penalty.
