As I mentioned on another thread, we have always planned for the worst and hoped for the best, with lots of investment properties, maxing out all pensions, investments and savings opportunities, as well continuing to work as aviation consultants–even after we recently retired from the airlines in our 50’s. We reached our goals long ago, but continue to remain vigilent.
I’ve seen loads of friends plan their retirement’s for a lifetime, only to lose it all in one way or another. So, if one is lucky enough to make it to their chosen retirement age–whenever that may be–they should consider themselves fortunate.