[quote=AN][quote=Scarlett]
Totally agree with you! Of course this couple doesn’t have kids for 15 years either. Or take vacations, buy cars.[/quote]
Or get a raise, or get a bonus, or experience high inflation period, or get an inheritance, or drive the same car for 15 years, or take cheap vacation.[/quote]
Or lose a job or move to a more expensive area/housing or have a medical emergency or have high maintenance costs for the old cars, old home etc.
I thought it was calculated based on safe stable living with 8% return. Now you are saying things like inheritance and high inflation. Why not winning the lottery.
I see that the issue of having 2-3 kids is not disputed. So what is your point? that one in a million couples with that kind of income can do that?