[quote=AN]Really? 56%? You must be making some serious dough. $10k in health insurance? My effective tax rate is well below 35% and I’m paying ~2500-3500/year in health insurance for a family of 3 w/ $10 co-pay & excellent coverage.[/quote]
You got a great deal on your insurance. Is your employer picking up a piece of that cost you’re not including? Aetna’s small group rate (10-50 employees) for San Diego family coverage for their $10 copay plan ranges from $1,290 a month for 30-34 year old to $1,559 per month for 50-54 year old. That’s almost $15,500 to $18,700 per year.
For their $10 copay plan with a step down in providers (as an example, Scripps Clinic doesn’t qualify), with similar benefits, the cost is $12,804 to $15,500 per year for comparable numbers.
I shopped 1/2 a dozen other insurance companies, they were the very close to the lowest I could find for similar coverage.