[quote=AN]How many people living in Chula Vista are like this couple? Can’t possibly be that many, or else Chula wouldn’t have been hit by this RE nearly as hard, like PQ.[/quote]
Yes, AN, there are MANY in 91910 and, to a lesser extent 91911.
The areas hard-hit by foreclosures were 91913 and 91915, and, to a lesser extent, 91914 (no MR).
The combination of the exorbitant MR, and one or more HOA’s, along with newer toxic loans drove many recent homeowners to the brink.