[quote=AN][quote=flu]The thing is though my w2 income didn’t really change *that* much this year from last from the previous year…. Why now? Or was I just randomly selected by my employer? Lol[/quote]It didn’t change *that* much, but it did. Maybe you were on the edge before and now you’ve crossed over that edge.[/quote]
In my case a big bonus pushed me over one year – and I got nabbed the next year. (Not the year of the bonus.)
They look backwards. The year I had the DCA cut in half, was a year I was under the limits… but it was based on the previous year.
As far as your plan to augment income with 1099 income… I get that. It takes some finesse to max out the w2 income to the sweet spot for max gain, least stress, etc. (It’s why I’ve consistently turned down managerial roles – it would push me out of my sweet spot.)
