[quote=AN]Earthquake insurance is so cheap, I consider it worthwhile for me. They’re going for around 150-300/yr. for your typical tract homes. [/quote]
That’s only because you are in San Diego. For where scaredy live (and where I live), it is easily $1000/yr or more. Now takes out 15% deductible and factor in $1K/yr premium, it’s almost like I would be insuring for the lender. I guess we have no choices but to skip it.
Good thing that houses here are normally built after 2000 around here.