I am not a mortgage broker or affiliated with the industry but I would also look and see wheat the requeirement are for the first time homeownrs program. Your income might be too high but if you fit the box it is an excellent program.
This programis comparable to many of the VA and Cal Vet program.
Best of luck. Coniue to gatehr your informaiton. I ahve a3 ring binder at this point that I ahve compiled over teh last year or so. I yuse it as a refernce guide.
