[quote=AK]…Sometimes I’m not sure how much GF is in the GFE. I think one of the problems is that the GFE has been offshored to BFE.[/quote]
AK, this is true in that your loan officer is not sitting down with you and generating your GFE (formerly “Reg Z”) on a form by hand with his/her calculator. Your GFE now comes by way of a (distant) computer or fax machine “who” has NO IDEA what the County of SD charges for this or that or what reasonable and customary charges are for an ALTA title policy in CA, flood certification, etc, etc :={