After “safe to walk the streets at night” – it’s all about the commute and lot size for me. Willing to give up a little house square-footage for a bigger lot.
Clairemont/UC/Tierrasanta/Bay Ho/Bay Park are my favorite areas that are not too expensive.
Anything north of the 56 is too far north for me.
I think tastes and lifestyle choices change with age. Younger people prefer a more social, higher-density atmosphere (PB, OB, Hillcrest, Downtown), which makes sense given they are single, on the prowl, and not able to spend alot. I lived in Normal Heights and near Morley field when I was younger and really fancied downtown – before it was cool.