re: Morro Hills, I completely agree. I think that area’s better proximity to 76 makes a lot of difference. I didn’t mention it before ’cause – sight unseen – I didn’t want to come across as dogpiling on to what appears to be a marginal situation. Everything else I mentioned is bad enough.
BTW, if your house was at $810k before you’re probably a fair bit better off now than the low $600s. It’s tough out in 92028, but 3,250/1.19 is still pretty marketable.