Add my family to the deadbeat list. We redeem points for cash toward my wife’s student loan ($2,100 so far), so we’re worse than the usual deadbeats. We’d charge our rent if we could.
If they start charging a bunch of fees, it’s good-bye credit card, hello debit card. I would say “hello cash”, but we run a tight budget and we’re too undisciplined to account for cash.
And no, there’s no “free ride” mentality here. If the credit card companies choose to offer responsible people like us some incentives to use their card, we’ll take it. If they don’t, we won’t snivel–we’ll just cancel the card with no hard feelings.
