Adam, commissions are higher than they should be based on inflated prices due to bailouts of all kinds. Refinances have dropped carrying costs a lot if you were not overleveraged, or not using leverage much in the first place. I guess even some adjustable rate holders are pretty happy.
Your labor is down, I don’t know who is doing your work but you are paying them less than you were a few years back, groceries are up but not much,especially if you buy what you need instead of what you want.
What I am getting at is you that you win some you and lose some. In my opinion inflation isn’t the problem(yet), it is that money was too easy too make before, in real estate and construction. Logically, there is some correction going on.