Hmm @gzz I get that much more of the value is caught up in land not property, but I’m guessing (and just guessing) it would cost over 1/2 million to rebuild from scratch. That’s not chicken feed. What’s a robust estimate of rebuilding per square foot for the Pt. Loma coast? But along those lines, I do wonder if there is a policy that basically covers nothing except a complete disaster or close to it. Like, a 100K or 200k deductible.
Knock on wood, no mold damage for me! Perhaps I need to move to Arizona or Utah so that never happens 🙂