Most of my cash is in 13 week Tbills now so there is no problem staying under the limit. Stocks, there isn’t much you can do about it so those will just always be at risk. Seems like an extremely small risk compared to small and regional banks.
I think I’ll keep the money in swvxx in case there is a buying opportunity in stocks soon. But most likely I think this will blow over without any more damage. It doesn’t seem significant enough trigger a market crash.