anyhow, as far as the marine layer is concerned, i would assume it depends on the geography of the area. In Encinitas, I was 3 miles inland and we rarely had that marine layer around for long (burned off around 11am if not earlier). But we lived on the water for a year (546 4th St. in Encinitas) and the marine layer was with us for most of the day during May and June and a bit of July. But all the places you are looking at are much farther inland than that, obviously.
Also, another thing to think about, is the associations and their building commitees and all that goodness. I remember a thread from a few months back about Del Mar building commitee and people not wanting to live in the associated part of Del Mar because it was nearly impossible to make any significant changes to the house, etc. Perhaps someone remembers the thread.