23109, Am I really understanding your situation correctly?
You have a managable payment and knew of the volatile market going in. So whats the problem with honoring your contract? True, you don’t have as much *house-for-the-money* as what your neighbor can buy right now, but so what?
The fact is you make a good salary and can comfortably afford the payment on the contract you willingly signed. SUCK IT UP AND HONOR YOUR COMMITMENT YOU LOSER!
I would feel sorry for you if perhaps you lost your job and could no longer afford the payment, but that is not the case here.
There once was such a thing as *debtors prisons*………perhaps we need them again since words like Morality, ethics and pride don’t resonate with people like you.