21.65% YTD is very good until you see that sp500 is doing 22.56% But its all relative, 21.56% is better than what I’m doing so far. At least I’m no longer negative like I was back in March.
I just don’t have any control of my account. Being a long term holder I don’t want to sell anything and pay the taxes on the gains. So only tiny changes from buying different stocks with the dividend payouts. So I’m a passive investor but not with an index fund.