I’ve also found out that lenders and appraisers aren’t allowed to discriminate against this type of construction because of its high quality.

It’s not the appraisers or the lenders you need to worry about, it’s the market. There’s what should be and then there’s what is.

I’ve appraised several multi-unit subdivisions involving these things and the reality is that while they compare on a nearly equal basis with the low end site-built construction when they’re new the resale values after a couple years are a different story.

The raised foundation is a killer when it comes to buyer appeal.